Financing Solutions

Available Financing

No Doc Funding
Business Credit Card
  • Min Revenue: N/A
  • Min Credit Score: 680
  • Time in Business: 6 months
  • Interest Rate: 0% for 12 months
  • Funding Period: 1–2 weeks
  • Funding Amount: $100K – $150K
  • Payment Frequency: Monthly
  • Docs Needed: Full Name, Home Address, SSN
  • Notes: Builds business credit, no bank statements or tax returns required
Term Loan
  • Min Revenue: N/A
  • Min Credit Score: 680
  • Time in Business: 6 months
  • Interest Rate: 11% APR+
  • Funding Period: 1–2 weeks
  • Term: 1–3 years
  • Funding Amount: $15K – $20K
  • Payment Frequency: Monthly
  • Docs Needed: Full Name, Home Address, SSN
  • Notes: Builds business credit, no bank statements or tax returns required
Line of Credit
  • Min Revenue: N/A
  • Min Credit Score: 680
  • Time in Business: 6 months
  • Interest Rate: 11% APR+
  • Funding Period: 1–2 weeks
  • Term: 1–3 years
  • Funding Amount: $15K – $20K
  • Payment Frequency: Monthly
  • Docs Needed: Full Name, Home Address, SSN
  • Notes: Builds business credit, no bank statements or tax returns required
Income-Based Financing
Traditional Term Loan / Line of Credit
  • Min Revenue: $100K (Annual)
  • Min Credit Score: 680
  • Time in Business: 2 years
  • Interest Rate: 11% APR+
  • Funding Period: 30+ days
  • Term: 5–7 years
  • Funding Amount: 20% of annual revenue
  • Payment Frequency: Monthly
  • Docs Needed: Last year’s tax returns, last 6 months bank statements, application
  • Notes: Must show a profit in bank statements
Personal Loan
  • Min Revenue: $70K/year
  • Min Credit Score: 680
  • Time in Business: N/A
  • Interest Rate: 7% APR+
  • Funding Period: 2 business days
  • Term: Up to 5 years
  • Funding Amount: Up to $500K
  • Payment Frequency: Monthly
  • Docs Needed: Driver’s license, last 2 years personal tax returns, W2s, last 30 days of paystubs
  • Notes: In NY & FL, income can be as low as $700/week
Revenue-based Funding
  • Min Revenue: $10K/month
  • Min Credit Score: 500
  • Time in Business: 3 months
  • Interest Rate: None
  • Funding Period: 24 hours
  • Term: 1–12 months
  • Funding Amount: $5K – $2M
  • Payment Frequency: Daily / Weekly / Monthly
  • Docs Needed: Application + last 4 business bank statements
  • Notes: ITIN accepted